Terms and Conditions

  • Members can join in groups starting from Rs.500/-,1000/-,2000/-,5000/-,10000/-.
  • The duration will be for 11 months.
  • Members can buy jewellery on the 12th month.
  • Members can buy gold jewellery and gold coins only.
  • The board rate will be fixed on receiving the payment after each installment.
  • At the completion of 11 months members will be eligible to buy gold at the average rate or the market rate whichever is lower as shown in the example below.
  • No making and wastage charges for gold.
  • Vat will be borne by the customer.
  • At any point there will be no cash refund.
  • In case of a default in payment the members can still avail the benefits of the scheme but only after successfully completing 11 months.
  • In the case if a member wants to discontinue he can do so and buy gold jewellery for the amount accrued but will not be eligible for any benefits.

Contact Us


23 Nehru Bazar, Avadi, Chennai - 600 054
Ph: 044 2655 0636, /4284 8000 / 26550388


Plot No 29, Phase III, Ayapakkam Road (Near ICF Colony Water Tank), Chennai - 600 058
Ph: 044 2682 2682

Mogappair (West)

No 68 HIG I, Nolambur Main Road Mogappair West, Chennai – 600 037
Ph: 044 2653 2333 /2653 2888