Chit & Gold Savings Scheme

Kalpavruksha

KAMADHENU® presents "Kalpavruksha", a first of its kind & unique gold savings scheme for the benefit of our customers. Come, join our gold savings scheme & bring home More Gold... More Prosperity...More Happiness....

  • Pay only for 10 months and 11th installment paid by us.
  • Scheme can be taken in multiples of 500.
  • No wastage charges (upto a maximum of 15%) on Gold jewellery limited to the maturity amount*.
  • Precious stones like Ruby, Emerald, Diamond etc. will be charged separately.
  • VAT APPLICABLE Precious stones like Ruby, Emerald, Diamond etc. will be charged separately.
Installment Months Total Savings 11th month Paid by KJ Maturity Amount
500 10 5,000/- 500/- 5,500/-
1000 10 10,000/- 1000/- 11,000/-
2000 10 20,000/- 2000/- 22,000/-
5000 10 50,000/- 5000/- 55,000/-
8000 10 80,000/- 8000/- 88,000/-

Smart Gold

  • The minimum monthly saving amount starts from INR 500/- and maximum upto INR 8,000/-.
  • Gold weight will be credited to the plan in accordance with the amount paid and the price of Gold on the said date.
  • After scheme maturity, customers can purchase adjusting the accumulated Gold weight.
  • No Making & Wastage charges (upto a maximum of 15%) for accumulated Gold weight.
  • Payment can be made by Cash, Cheque, Credit & Debit cards, Online (www.kjgroup.co).
  • Only one entry/installment is allowed per month.
  • VAT and any other Govt. taxes as applicable.
  • Precious stones like Ruby, Emerald, Diamond etc will be charged separately.
Months amount being paid
(average)
gold rate on date of
paying (average)
gold accounted for
1 500/- 2,250/- 0.222gms
2 1,000/- 2,275/- 0.440gms
3 1,500/- 2,560/- 0.586gms
4 500/- 2,500/- 0.200gms
5 2,500/- 2,350/- 1.064gms
6 2,000/- 2,300/- 0.870gms
7 8,000/- 2,525/- 3.168gms
8 1,500/- 2,325/- 0.645gms
9 3,500/ 2,600/- 1.346gms
10 1,000/- 2,565/- 0.390gms
11 3,000/ 2,456/- 1.221gms
TOTAL GOLD ACCUMLATED AT THE END OF SCHEME: 10.152gms

Contact Us

Avadi

23 Nehru Bazar, Avadi, Chennai - 600 054
Ph: 044 2655 0636, /4284 8000 / 26550388

Ayapakkam

Plot No 29, Phase III, Ayapakkam Road
(Near ICF Colony Water Tank),
Chennai - 600 058 Ph: 044 2682 2682

Mogappair (West)

No 68 HIG I, Nolambur Main Road Mogappair
West, Chennai – 600 037 Ph: 044 2653 2333 /2653 2888